At some point during your retirement years there is a very good chance that you, or a spouse, will need long-term care (LTC). Although you may prefer not to dwell on the possibility that you will end up in a nursing home, failing to plan for it could result in unwanted financial ramifications. Specifically, you could be forced to “spend-down” your estate assets in an effort to qualify for Medicaid benefits. To help you understand the importance of including Medicaid planning in your estate plan, Lincolnshire Medicaid attorneys explain the Medicaid spend-down rules. Will You Need LTC? No matter how [Read more…] The post Lincolnshire Medicaid Attorneys Explain the Spend-Down Rules appeared first on Hedeker Law.